Development
A
Members Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Members Credit Union
Winston-Salem, NC
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Rating A
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 10.00
Stability Index 8.00
Company Info Members Credit Union
Winston-Salem, NC
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NCUA Charter Number 4154
Phone Number (336) 748-4800
Website www.memcu.com
Asset Quality Members Credit Union
Winston-Salem, NC
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1-Year Asset Growth -5.99%
5-Year Asset Growth 9.37%
5-Year Charge-Offs to Average Loans 0.67%
Charge-Offs to Average Loans 1.17%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 4.28%
Non-Performing Loans to Loans 1.24%
Balance Sheet Members Credit Union
Winston-Salem, NC
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Total Assets 435.36M
Total Deposits 374.73M
Capital and Reserves Members Credit Union
Winston-Salem, NC
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Capital 57.29M
Leverage Ratio 13.66
Loan Loss Reserves to Loans 1.75%
Liquidity Members Credit Union
Winston-Salem, NC
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Hot Money Ratio 1.59%
Liquidity Ratio 20.92%
Profitability Members Credit Union
Winston-Salem, NC
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5-Year Return on Average Assets 0.89%
Net Income 6.82M
Net Interest Spread 5.22%
Operating Profit to Average Assets 2.15%
Overhead Efficiency Ratio 59.77%
Return on Assets 1.50%
Return on Equity 12.64%