| Weiss Ratings |
Virginia Credit Union, Inc.
Richmond, VA |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 7.40 | |||
| Company Info |
Virginia Credit Union, Inc.
Richmond, VA |
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| NCUA Charter Number | 417 | |||
| Phone Number | (804) 323-6800 | |||
| Website | www.vacu.org | |||
| Asset Quality |
Virginia Credit Union, Inc.
Richmond, VA |
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| 1-Year Asset Growth | 4.68% | |||
| 5-Year Asset Growth | 7.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.61% | |||
| Charge-Offs to Average Loans | 0.62% | |||
| Non-Performing Assets to Assets | 0.60% | |||
| Non-Performing Loans to Capital | 6.91% | |||
| Non-Performing Loans to Loans | 0.86% | |||
| Balance Sheet |
Virginia Credit Union, Inc.
Richmond, VA |
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| Total Assets | 5.32B | |||
| Total Deposits | 4.42B | |||
| Capital and Reserves |
Virginia Credit Union, Inc.
Richmond, VA |
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| Capital | 403.95M | |||
| Leverage Ratio | 10.43 | |||
| Loan Loss Reserves to Loans | 1.65% | |||
| Liquidity |
Virginia Credit Union, Inc.
Richmond, VA |
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| Hot Money Ratio | 8.69% | |||
| Liquidity Ratio | 14.29% | |||
| Profitability |
Virginia Credit Union, Inc.
Richmond, VA |
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| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 22.30M | |||
| Net Interest Spread | 3.38% | |||
| Operating Profit to Average Assets | 1.05% | |||
| Overhead Efficiency Ratio | 77.29% | |||
| Return on Assets | 0.43% | |||
| Return on Equity | 6.08% | |||
