Piedmont Advantage Credit Union

Weiss Ratings	Piedmont Advantage Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	7.60
Capitalization Index	3.30
Liquidity Index	2.60
Profitability Index	0.80
Stability Index	2.40

Company Info	Piedmont Advantage Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4192
Phone Number	(336) 776-1700
Website	www.pacu.com

Asset Quality	Piedmont Advantage Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-4.98%
5-Year Asset Growth	1.62%
5-Year Charge-Offs to Average Loans	0.71%
Charge-Offs to Average Loans	0.20%
Non-Performing Assets to Assets	0.35%
Non-Performing Loans to Capital	6.09%
Non-Performing Loans to Loans	0.51%

Balance Sheet	Piedmont Advantage Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Total Assets	384.91M
Total Deposits	366.08M

Capital and Reserves	Piedmont Advantage Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Capital	21.56M
Leverage Ratio	8.98
Loan Loss Reserves to Loans	0.24%

Liquidity	Piedmont Advantage Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	9.70%
Liquidity Ratio	7.66%

Profitability	Piedmont Advantage Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.02%
Net Income	-659.00K
Net Interest Spread	3.20%
Operating Profit to Average Assets	-0.19%
Overhead Efficiency Ratio	104.23%
Return on Assets	-0.17%
Return on Equity	-3.14%