Development
B
Cornerstone Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cornerstone Credit Union
Freeport, IL
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Rating B
Asset Quality Index 10.00
Capitalization Index 8.20
Liquidity Index 3.40
Profitability Index 0.90
Stability Index 6.90
Company Info Cornerstone Credit Union
Freeport, IL
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NCUA Charter Number 4201
Phone Number (815) 235-5855
Website www.cornerstonecu.org
Asset Quality Cornerstone Credit Union
Freeport, IL
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1-Year Asset Growth -2.02%
5-Year Asset Growth 4.18%
5-Year Charge-Offs to Average Loans 0.62%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.96%
Non-Performing Loans to Loans 0.16%
Balance Sheet Cornerstone Credit Union
Freeport, IL
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Total Assets 142.51M
Total Deposits 125.72M
Capital and Reserves Cornerstone Credit Union
Freeport, IL
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Capital 14.67M
Leverage Ratio 10.41
Loan Loss Reserves to Loans 0.94%
Liquidity Cornerstone Credit Union
Freeport, IL
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Hot Money Ratio 10.05%
Liquidity Ratio 14.89%
Profitability Cornerstone Credit Union
Freeport, IL
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5-Year Return on Average Assets 0.42%
Net Income 553.00K
Net Interest Spread 3.08%
Operating Profit to Average Assets 0.43%
Overhead Efficiency Ratio 89.09%
Return on Assets 0.38%
Return on Equity 3.84%