Memphis City Employees Credit Union

Weiss Ratings	Memphis City Employees Credit Union Memphis, TN	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.90
Capitalization Index	10.00
Liquidity Index	3.60
Profitability Index	3.00
Stability Index	8.10

Company Info	Memphis City Employees Credit Union Memphis, TN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4212
Phone Number	(901) 321-1200
Website	www.memphiscu.org

Asset Quality	Memphis City Employees Credit Union Memphis, TN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	0.20%
5-Year Asset Growth	8.03%
5-Year Charge-Offs to Average Loans	0.38%
Charge-Offs to Average Loans	0.74%
Non-Performing Assets to Assets	0.22%
Non-Performing Loans to Capital	1.52%
Non-Performing Loans to Loans	0.37%

Balance Sheet	Memphis City Employees Credit Union Memphis, TN	Click to Compare	Click to Compare	Click to Compare
Total Assets	443.26M
Total Deposits	375.31M

Capital and Reserves	Memphis City Employees Credit Union Memphis, TN	Click to Compare	Click to Compare	Click to Compare
Capital	58.03M
Leverage Ratio	15.13
Loan Loss Reserves to Loans	2.66%

Liquidity	Memphis City Employees Credit Union Memphis, TN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	3.55%
Liquidity Ratio	12.92%

Profitability	Memphis City Employees Credit Union Memphis, TN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.71%
Net Income	2.08M
Net Interest Spread	3.31%
Operating Profit to Average Assets	0.96%
Overhead Efficiency Ratio	81.73%
Return on Assets	0.47%
Return on Equity	3.85%