United Local Credit Union

Weiss Ratings	United Local Credit Union Fresno, CA	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.00
Capitalization Index	10.00
Liquidity Index	3.60
Profitability Index	6.90
Stability Index	7.60

Company Info	United Local Credit Union Fresno, CA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4256
Phone Number	(559) 227-8329
Website	www.unitedlocal.org

Asset Quality	United Local Credit Union Fresno, CA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-7.28%
5-Year Asset Growth	2.40%
5-Year Charge-Offs to Average Loans	0.35%
Charge-Offs to Average Loans	0.36%
Non-Performing Assets to Assets	0.27%
Non-Performing Loans to Capital	1.45%
Non-Performing Loans to Loans	0.31%

Balance Sheet	United Local Credit Union Fresno, CA	Click to Compare	Click to Compare	Click to Compare
Total Assets	123.68M
Total Deposits	101.54M

Capital and Reserves	United Local Credit Union Fresno, CA	Click to Compare	Click to Compare	Click to Compare
Capital	21.69M
Leverage Ratio	18.13
Loan Loss Reserves to Loans	1.28%

Liquidity	United Local Credit Union Fresno, CA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	10.93%
Liquidity Ratio	23.22%

Profitability	United Local Credit Union Fresno, CA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.30%
Net Income	1.27M
Net Interest Spread	4.25%
Operating Profit to Average Assets	1.21%
Overhead Efficiency Ratio	74.12%
Return on Assets	0.99%
Return on Equity	6.08%