North Alabama Educators Credit Union

Weiss Ratings	North Alabama Educators Credit Union Huntsville, AL	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	8.20
Capitalization Index	0.60
Liquidity Index	5.10
Profitability Index	3.00
Stability Index	3.10

Company Info	North Alabama Educators Credit Union Huntsville, AL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4278
Phone Number	(256) 534-2423
Website	www.naecu.org/

Asset Quality	North Alabama Educators Credit Union Huntsville, AL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-0.85%
5-Year Asset Growth	6.43%
5-Year Charge-Offs to Average Loans	0.22%
Charge-Offs to Average Loans	0.07%
Non-Performing Assets to Assets	0.20%
Non-Performing Loans to Capital	4.73%
Non-Performing Loans to Loans	0.46%

Balance Sheet	North Alabama Educators Credit Union Huntsville, AL	Click to Compare	Click to Compare	Click to Compare
Total Assets	130.47M
Total Deposits	123.82M

Capital and Reserves	North Alabama Educators Credit Union Huntsville, AL	Click to Compare	Click to Compare	Click to Compare
Capital	5.21M
Leverage Ratio	7.73
Loan Loss Reserves to Loans	0.32%

Liquidity	North Alabama Educators Credit Union Huntsville, AL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.48%
Liquidity Ratio	19.05%

Profitability	North Alabama Educators Credit Union Huntsville, AL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.43%
Net Income	455.00K
Net Interest Spread	2.41%
Operating Profit to Average Assets	0.38%
Overhead Efficiency Ratio	87.85%
Return on Assets	0.35%
Return on Equity	11.20%