Development
| Weiss Ratings |
Southwest Heritage CU
Odessa, TX |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 9.70 | |||
| Stability Index | 5.70 | |||
| Company Info |
Southwest Heritage CU
Odessa, TX |
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| NCUA Charter Number | 4287 | |||
| Phone Number | (432) 307-6767 | |||
| Website | swhcu.com | |||
| Asset Quality |
Southwest Heritage CU
Odessa, TX |
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| 1-Year Asset Growth | 3.74% | |||
| 5-Year Asset Growth | 6.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 3.04% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
Southwest Heritage CU
Odessa, TX |
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| Total Assets | 223.22M | |||
| Total Deposits | 193.87M | |||
| Capital and Reserves |
Southwest Heritage CU
Odessa, TX |
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| Capital | 27.37M | |||
| Leverage Ratio | 12.29 | |||
| Loan Loss Reserves to Loans | 0.68% | |||
| Liquidity |
Southwest Heritage CU
Odessa, TX |
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| Hot Money Ratio | 19.84% | |||
| Liquidity Ratio | 14.42% | |||
| Profitability |
Southwest Heritage CU
Odessa, TX |
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| 5-Year Return on Average Assets | 1.35% | |||
| Net Income | 2.80M | |||
| Net Interest Spread | 4.10% | |||
| Operating Profit to Average Assets | 1.40% | |||
| Overhead Efficiency Ratio | 72.04% | |||
| Return on Assets | 1.29% | |||
| Return on Equity | 10.65% | |||