| Weiss Ratings |
Family Security Credit Union
Decatur, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 8.00 | |||
| Company Info |
Family Security Credit Union
Decatur, AL |
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| NCUA Charter Number | 4298 | |||
| Phone Number | (256) 340-2000 | |||
| Website | www.myfscu.com | |||
| Asset Quality |
Family Security Credit Union
Decatur, AL |
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| 1-Year Asset Growth | -3.57% | |||
| 5-Year Asset Growth | 7.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 1.39% | |||
| Non-Performing Loans to Loans | 0.36% | |||
| Balance Sheet |
Family Security Credit Union
Decatur, AL |
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| Total Assets | 930.55M | |||
| Total Deposits | 776.80M | |||
| Capital and Reserves |
Family Security Credit Union
Decatur, AL |
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| Capital | 142.89M | |||
| Leverage Ratio | 17.71 | |||
| Loan Loss Reserves to Loans | 0.64% | |||
| Liquidity |
Family Security Credit Union
Decatur, AL |
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| Hot Money Ratio | 5.47% | |||
| Liquidity Ratio | 23.18% | |||
| Profitability |
Family Security Credit Union
Decatur, AL |
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| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 18.43M | |||
| Net Interest Spread | 4.34% | |||
| Operating Profit to Average Assets | 2.26% | |||
| Overhead Efficiency Ratio | 56.02% | |||
| Return on Assets | 1.95% | |||
| Return on Equity | 14.53% | |||
