Development
Alabama Central Credit Union
| Weiss Ratings |
Alabama Central Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 4.60 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 3.60 | |||
| Company Info |
Alabama Central Credit Union
Birmingham, AL |
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| NCUA Charter Number | 4329 | |||
| Phone Number | (205) 595-5626 | |||
| Website | www.alabamacentral.org | |||
| Asset Quality |
Alabama Central Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | -3.97% | |||
| 5-Year Asset Growth | 7.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.68% | |||
| Non-Performing Loans to Capital | 9.42% | |||
| Non-Performing Loans to Loans | 0.83% | |||
| Balance Sheet |
Alabama Central Credit Union
Birmingham, AL |
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| Total Assets | 196.07M | |||
| Total Deposits | 171.29M | |||
| Capital and Reserves |
Alabama Central Credit Union
Birmingham, AL |
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| Capital | 13.09M | |||
| Leverage Ratio | 8.53 | |||
| Loan Loss Reserves to Loans | 0.79% | |||
| Liquidity |
Alabama Central Credit Union
Birmingham, AL |
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| Hot Money Ratio | 7.86% | |||
| Liquidity Ratio | 2.06% | |||
| Profitability |
Alabama Central Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | 0.38% | |||
| Net Income | 1.11M | |||
| Net Interest Spread | 3.93% | |||
| Operating Profit to Average Assets | 0.63% | |||
| Overhead Efficiency Ratio | 87.10% | |||
| Return on Assets | 0.55% | |||
| Return on Equity | 8.87% | |||