Local Development
A
Georgetown Kraft Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Georgetown Kraft Credit Union
Georgetown, SC
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 10.00
Stability Index 8.00
Company Info Georgetown Kraft Credit Union
Georgetown, SC
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NCUA Charter Number 4351
Phone Number (843) 546-8494
Website www.gkcu.org
Asset Quality Georgetown Kraft Credit Union
Georgetown, SC
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1-Year Asset Growth -1.51%
5-Year Asset Growth 9.88%
5-Year Charge-Offs to Average Loans 0.45%
Charge-Offs to Average Loans 0.62%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.63%
Non-Performing Loans to Loans 0.28%
Balance Sheet Georgetown Kraft Credit Union
Georgetown, SC
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Total Assets 174.36M
Total Deposits 147.16M
Capital and Reserves Georgetown Kraft Credit Union
Georgetown, SC
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Capital 25.11M
Leverage Ratio 16.00
Loan Loss Reserves to Loans 1.46%
Liquidity Georgetown Kraft Credit Union
Georgetown, SC
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Hot Money Ratio 5.73%
Liquidity Ratio 24.25%
Profitability Georgetown Kraft Credit Union
Georgetown, SC
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5-Year Return on Average Assets 1.43%
Net Income 3.58M
Net Interest Spread 6.47%
Operating Profit to Average Assets 2.54%
Overhead Efficiency Ratio 66.47%
Return on Assets 2.01%
Return on Equity 15.39%
Weiss Ratings