Development
D
Alabama Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Alabama Credit Union
Tuscaloosa, AL
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Rating D
Asset Quality Index 3.70
Capitalization Index 3.50
Liquidity Index 2.10
Profitability Index 1.20
Stability Index 5.10
Company Info Alabama Credit Union
Tuscaloosa, AL
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NCUA Charter Number 4360
Phone Number (205) 469-5870
Website www.alabamacu.com
Asset Quality Alabama Credit Union
Tuscaloosa, AL
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1-Year Asset Growth 17.12%
5-Year Asset Growth 17.01%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.32%
Non-Performing Assets to Assets 1.33%
Non-Performing Loans to Capital 21.41%
Non-Performing Loans to Loans 1.41%
Balance Sheet Alabama Credit Union
Tuscaloosa, AL
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Total Assets 1.92B
Total Deposits 1.50B
Capital and Reserves Alabama Credit Union
Tuscaloosa, AL
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Capital 111.24M
Leverage Ratio 9.54
Loan Loss Reserves to Loans 0.58%
Liquidity Alabama Credit Union
Tuscaloosa, AL
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Hot Money Ratio 19.70%
Liquidity Ratio 11.33%
Profitability Alabama Credit Union
Tuscaloosa, AL
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5-Year Return on Average Assets 0.68%
Net Income 5.41M
Net Interest Spread 2.86%
Operating Profit to Average Assets 0.43%
Overhead Efficiency Ratio 83.86%
Return on Assets 0.30%
Return on Equity 5.17%