Local Development
A
S.C. State Federal Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings S.C. State Federal Credit Union
Columbia, SC
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Rating A
Asset Quality Index 8.80
Capitalization Index 9.70
Liquidity Index 4.70
Profitability Index 9.50
Stability Index 8.00
Company Info S.C. State Federal Credit Union
Columbia, SC
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NCUA Charter Number 4381
Phone Number (803) 343-0300
Website www.scscu.com
Asset Quality S.C. State Federal Credit Union
Columbia, SC
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1-Year Asset Growth 6.69%
5-Year Asset Growth 10.84%
5-Year Charge-Offs to Average Loans 0.60%
Charge-Offs to Average Loans 0.85%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 3.66%
Non-Performing Loans to Loans 0.80%
Balance Sheet S.C. State Federal Credit Union
Columbia, SC
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Total Assets 1.39B
Total Deposits 1.11B
Capital and Reserves S.C. State Federal Credit Union
Columbia, SC
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Capital 156.94M
Leverage Ratio 12.18
Loan Loss Reserves to Loans 1.82%
Liquidity S.C. State Federal Credit Union
Columbia, SC
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Hot Money Ratio 8.13%
Liquidity Ratio 25.58%
Profitability S.C. State Federal Credit Union
Columbia, SC
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5-Year Return on Average Assets 1.25%
Net Income 14.15M
Net Interest Spread 4.38%
Operating Profit to Average Assets 2.25%
Overhead Efficiency Ratio 63.63%
Return on Assets 1.05%
Return on Equity 10.13%
Weiss Ratings