Development
| Weiss Ratings |
Valley Credit Union
Tuscumbia, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 0.60 | |||
| Stability Index | 7.30 | |||
| Company Info |
Valley Credit Union
Tuscumbia, AL |
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| NCUA Charter Number | 4385 | |||
| Phone Number | (256) 381-4800 | |||
| Website | www.valleycreditunion.net | |||
| Asset Quality |
Valley Credit Union
Tuscumbia, AL |
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| 1-Year Asset Growth | 5.98% | |||
| 5-Year Asset Growth | 7.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.60% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
Valley Credit Union
Tuscumbia, AL |
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| Total Assets | 102.03M | |||
| Total Deposits | 89.71M | |||
| Capital and Reserves |
Valley Credit Union
Tuscumbia, AL |
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| Capital | 12.08M | |||
| Leverage Ratio | 14.20 | |||
| Loan Loss Reserves to Loans | 0.36% | |||
| Liquidity |
Valley Credit Union
Tuscumbia, AL |
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| Hot Money Ratio | 15.92% | |||
| Liquidity Ratio | 18.64% | |||
| Profitability |
Valley Credit Union
Tuscumbia, AL |
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| 5-Year Return on Average Assets | 0.41% | |||
| Net Income | 292.00K | |||
| Net Interest Spread | 2.83% | |||
| Operating Profit to Average Assets | 0.30% | |||
| Overhead Efficiency Ratio | 91.06% | |||
| Return on Assets | 0.30% | |||
| Return on Equity | 2.53% | |||