Development
| Weiss Ratings |
FirstLight Federal Credit Union
El Paso, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 5.00 | |||
| Company Info |
FirstLight Federal Credit Union
El Paso, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 44 | |||
| Phone Number | (915) 562-1172 | |||
| Website | www.firstlightfcu.org | |||
| Asset Quality |
FirstLight Federal Credit Union
El Paso, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 4.56% | |||
| 5-Year Asset Growth | 7.24% | |||
| 5-Year Charge-Offs to Average Loans | 0.63% | |||
| Charge-Offs to Average Loans | 0.91% | |||
| Non-Performing Assets to Assets | 0.67% | |||
| Non-Performing Loans to Capital | 6.40% | |||
| Non-Performing Loans to Loans | 0.79% | |||
| Balance Sheet |
FirstLight Federal Credit Union
El Paso, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.55B | |||
| Total Deposits | 1.30B | |||
| Capital and Reserves |
FirstLight Federal Credit Union
El Paso, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 145.09M | |||
| Leverage Ratio | 10.16 | |||
| Loan Loss Reserves to Loans | 1.31% | |||
| Liquidity |
FirstLight Federal Credit Union
El Paso, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 15.30% | |||
| Liquidity Ratio | 7.65% | |||
| Profitability |
FirstLight Federal Credit Union
El Paso, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 11.88M | |||
| Net Interest Spread | 4.19% | |||
| Operating Profit to Average Assets | 1.71% | |||
| Overhead Efficiency Ratio | 71.90% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 8.56% | |||