Y-12 Federal Credit Union

Weiss Ratings	Y-12 Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	8.50
Capitalization Index	8.60
Liquidity Index	1.60
Profitability Index	7.70
Stability Index	5.00

Company Info	Y-12 Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	440
Phone Number	(865) 482-1043
Website	www.y12fcu.org

Asset Quality	Y-12 Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	4.57%
5-Year Asset Growth	10.41%
5-Year Charge-Offs to Average Loans	0.43%
Charge-Offs to Average Loans	0.33%
Non-Performing Assets to Assets	0.46%
Non-Performing Loans to Capital	4.14%
Non-Performing Loans to Loans	0.26%

Balance Sheet	Y-12 Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.96B
Total Deposits	1.57B

Capital and Reserves	Y-12 Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
Capital	205.18M
Leverage Ratio	11.60
Loan Loss Reserves to Loans	0.99%

Liquidity	Y-12 Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	16.96%
Liquidity Ratio	6.40%

Profitability	Y-12 Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.42%
Net Income	23.82M
Net Interest Spread	3.57%
Operating Profit to Average Assets	0.93%
Overhead Efficiency Ratio	66.78%
Return on Assets	1.24%
Return on Equity	12.43%