Development
ZIA Credit Union
| Weiss Ratings |
ZIA Credit Union
Los Alamos, NM |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 4.10 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 4.70 | |||
| Company Info |
ZIA Credit Union
Los Alamos, NM |
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| NCUA Charter Number | 441 | |||
| Phone Number | (505) 662-4671 | |||
| Website | www.ziacu.org | |||
| Asset Quality |
ZIA Credit Union
Los Alamos, NM |
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| 1-Year Asset Growth | 8.58% | |||
| 5-Year Asset Growth | 9.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 0.60% | |||
| Non-Performing Loans to Capital | 8.51% | |||
| Non-Performing Loans to Loans | 0.64% | |||
| Balance Sheet |
ZIA Credit Union
Los Alamos, NM |
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| Total Assets | 222.41M | |||
| Total Deposits | 207.44M | |||
| Capital and Reserves |
ZIA Credit Union
Los Alamos, NM |
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| Capital | 14.38M | |||
| Leverage Ratio | 8.05 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Liquidity |
ZIA Credit Union
Los Alamos, NM |
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| Hot Money Ratio | 17.00% | |||
| Liquidity Ratio | 6.91% | |||
| Profitability |
ZIA Credit Union
Los Alamos, NM |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 263.00K | |||
| Net Interest Spread | 3.93% | |||
| Operating Profit to Average Assets | 0.41% | |||
| Overhead Efficiency Ratio | 85.83% | |||
| Return on Assets | 0.12% | |||
| Return on Equity | 1.98% | |||