Utility District Credit Union

Weiss Ratings	Utility District Credit Union Oakland, CA	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	10.00
Capitalization Index	5.20
Liquidity Index	6.50
Profitability Index	0.80
Stability Index	2.80

Company Info	Utility District Credit Union Oakland, CA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4412
Phone Number	(510) 287-0467
Website	www.udcu.org

Asset Quality	Utility District Credit Union Oakland, CA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-3.59%
5-Year Asset Growth	2.20%
5-Year Charge-Offs to Average Loans	0.09%
Charge-Offs to Average Loans	0.20%
Non-Performing Assets to Assets	0.05%
Non-Performing Loans to Capital	0.72%
Non-Performing Loans to Loans	0.16%

Balance Sheet	Utility District Credit Union Oakland, CA	Click to Compare	Click to Compare	Click to Compare
Total Assets	36.61M
Total Deposits	33.05M

Capital and Reserves	Utility District Credit Union Oakland, CA	Click to Compare	Click to Compare	Click to Compare
Capital	2.75M
Leverage Ratio	7.52
Loan Loss Reserves to Loans	0.17%

Liquidity	Utility District Credit Union Oakland, CA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	20.59%

Profitability	Utility District Credit Union Oakland, CA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.06%
Net Income	-46.00K
Net Interest Spread	2.56%
Operating Profit to Average Assets	-0.08%
Overhead Efficiency Ratio	103.05%
Return on Assets	-0.12%
Return on Equity	-1.66%