| Weiss Ratings |
WCU Credit Union
Decatur, AL |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 3.70 | |||
| Company Info |
WCU Credit Union
Decatur, AL |
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| NCUA Charter Number | 4426 | |||
| Phone Number | (256) 355-5010 | |||
| Website | www.wcucu.com | |||
| Asset Quality |
WCU Credit Union
Decatur, AL |
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| 1-Year Asset Growth | -5.91% | |||
| 5-Year Asset Growth | 6.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.95% | |||
| Non-Performing Loans to Capital | 11.07% | |||
| Non-Performing Loans to Loans | 1.84% | |||
| Balance Sheet |
WCU Credit Union
Decatur, AL |
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| Total Assets | 33.83M | |||
| Total Deposits | 30.74M | |||
| Capital and Reserves |
WCU Credit Union
Decatur, AL |
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| Capital | 2.83M | |||
| Leverage Ratio | 8.37 | |||
| Loan Loss Reserves to Loans | 0.40% | |||
| Liquidity |
WCU Credit Union
Decatur, AL |
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| Hot Money Ratio | 0.31% | |||
| Liquidity Ratio | 25.26% | |||
| Profitability |
WCU Credit Union
Decatur, AL |
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| 5-Year Return on Average Assets | 0.08% | |||
| Net Income | 240.00K | |||
| Net Interest Spread | 5.04% | |||
| Operating Profit to Average Assets | 0.68% | |||
| Overhead Efficiency Ratio | 86.48% | |||
| Return on Assets | 0.68% | |||
| Return on Equity | 8.81% | |||
