| Weiss Ratings |
KeyPoint Credit Union
San Jose, CA |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 4.20 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 3.80 | |||
| Company Info |
KeyPoint Credit Union
San Jose, CA |
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| NCUA Charter Number | 445 | |||
| Phone Number | (408) 731-4100 | |||
| Website | www.kpcu.com | |||
| Asset Quality |
KeyPoint Credit Union
San Jose, CA |
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| 1-Year Asset Growth | -7.04% | |||
| 5-Year Asset Growth | 5.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.81% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 3.41% | |||
| Non-Performing Loans to Loans | 0.30% | |||
| Balance Sheet |
KeyPoint Credit Union
San Jose, CA |
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| Total Assets | 1.68B | |||
| Total Deposits | 1.32B | |||
| Capital and Reserves |
KeyPoint Credit Union
San Jose, CA |
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| Capital | 108.64M | |||
| Leverage Ratio | 8.78 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Liquidity |
KeyPoint Credit Union
San Jose, CA |
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| Hot Money Ratio | 18.51% | |||
| Liquidity Ratio | 12.89% | |||
| Profitability |
KeyPoint Credit Union
San Jose, CA |
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| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | 5.51M | |||
| Net Interest Spread | 2.79% | |||
| Operating Profit to Average Assets | 0.56% | |||
| Overhead Efficiency Ratio | 81.47% | |||
| Return on Assets | 0.32% | |||
| Return on Equity | 5.07% | |||
