Development
Safe 1 Credit Union
| Weiss Ratings |
Safe 1 Credit Union
Bakersfield, CA |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 7.00 | |||
| Company Info |
Safe 1 Credit Union
Bakersfield, CA |
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| NCUA Charter Number | 4530 | |||
| Phone Number | (661) 327-3818 | |||
| Website | www.safe1.org | |||
| Asset Quality |
Safe 1 Credit Union
Bakersfield, CA |
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| 1-Year Asset Growth | 16.07% | |||
| 5-Year Asset Growth | 10.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 2.76% | |||
| Non-Performing Loans to Loans | 0.47% | |||
| Balance Sheet |
Safe 1 Credit Union
Bakersfield, CA |
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| Total Assets | 1.04B | |||
| Total Deposits | 784.65M | |||
| Capital and Reserves |
Safe 1 Credit Union
Bakersfield, CA |
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| Capital | 135.53M | |||
| Leverage Ratio | 13.61 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
Safe 1 Credit Union
Bakersfield, CA |
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| Hot Money Ratio | 13.85% | |||
| Liquidity Ratio | 24.70% | |||
| Profitability |
Safe 1 Credit Union
Bakersfield, CA |
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| 5-Year Return on Average Assets | 1.03% | |||
| Net Income | 12.61M | |||
| Net Interest Spread | 3.36% | |||
| Operating Profit to Average Assets | 1.51% | |||
| Overhead Efficiency Ratio | 62.08% | |||
| Return on Assets | 1.30% | |||
| Return on Equity | 9.96% | |||