Development
| Weiss Ratings |
FinancialEdge Credit Union
Bay City, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 8.20 | |||
| Stability Index | 7.90 | |||
| Company Info |
FinancialEdge Credit Union
Bay City, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4532 | |||
| Phone Number | (989) 892-6088 | |||
| Website | www.finedgecu.org | |||
| Asset Quality |
FinancialEdge Credit Union
Bay City, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -2.09% | |||
| 5-Year Asset Growth | 6.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 2.13% | |||
| Non-Performing Loans to Loans | 0.39% | |||
| Balance Sheet |
FinancialEdge Credit Union
Bay City, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 122.19M | |||
| Total Deposits | 107.30M | |||
| Capital and Reserves |
FinancialEdge Credit Union
Bay City, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 14.10M | |||
| Leverage Ratio | 12.19 | |||
| Loan Loss Reserves to Loans | 0.65% | |||
| Liquidity |
FinancialEdge Credit Union
Bay City, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 4.70% | |||
| Liquidity Ratio | 22.95% | |||
| Profitability |
FinancialEdge Credit Union
Bay City, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 1.48M | |||
| Net Interest Spread | 4.73% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 76.66% | |||
| Return on Assets | 1.19% | |||
| Return on Equity | 11.22% | |||