Weiss Ratings
Northwest Federal Credit Union
Herndon, VA
Herndon, VA
Low
Northwest Federal Credit Union
Industry Average
High
Asset Quality Index
9.40
0.00
10.00
Capitalization Index
5.80
0.00
10.00
Liquidity Index
3.40
0.20
9.60
Profitability Index
4.20
0.00
10.00
Stability Index
5.90
0.00
10.00
Asset Quality
Northwest Federal Credit Union
Herndon, VA
Herndon, VA
Low
Northwest Federal Credit Union
Industry Average
High
1-Year Asset Growth
10.99%
< 0.00%
> 20.00%
5-Year Asset Growth
5.99%
< 0.00%
> 20.00%
5-Year Charge-Offs to Average Loans
0.39%
< 0.00%
> 10.00%
Charge-Offs to Average Loans
0.10%
< 0.00%
> 10.00%
Non-Performing Assets to Assets
0.26%
0.00%
> 10.00%
Non-Performing Loans to Capital
2.90%
0.00%
> 20.00%
Non-Performing Loans to Loans
0.39%
0.00%
> 10.00%
Balance Sheet
Northwest Federal Credit Union
Herndon, VA
Herndon, VA
Low
Northwest Federal Credit Union
Industry Average
High
Total Assets
4.56B
< 243.22M
> 4.56B
Total Deposits
3.36B
< 202.88M
> 3.36B
Capital and Reserves
Northwest Federal Credit Union
Herndon, VA
Herndon, VA
Low
Northwest Federal Credit Union
Industry Average
High
Capital
375.06M
< 22.19M
> 375.06M
Leverage Ratio
11.24
0.06
> 30.00
Loan Loss Reserves to Loans
0.89%
0.00%
> 10.00%
Risk-Based Capital Ratio
8.22
< 0.00
> 30.00
Liquidity
Northwest Federal Credit Union
Herndon, VA
Herndon, VA
Low
Northwest Federal Credit Union
Industry Average
High
Hot Money Ratio
17.46%
0.00%
> 20.00%
Liquidity Ratio
23.62%
< 10.00%
> 60.00%
Profitability
Northwest Federal Credit Union
Herndon, VA
Herndon, VA
Low
Northwest Federal Credit Union
Industry Average
High
5-Year Return on Average Assets
0.70%
< 0.00%
> 10.00%
Net Income
28.62M
< 1.64M
> 28.62M
Net Interest Spread
2.77%
< 0.00%
> 10.00%
Operating Profit to Average Assets
0.67%
< 0.00%
> 10.00%
Overhead Efficiency Ratio
79.89%
< 40.00%
> 170.00%
Return on Assets
0.62%
< 0.00%
> 10.00%
Return on Equity
8.24%
< 0.00%
> 20.00%
