Spirit of America Federal Credit Union

Weiss Ratings	Spirit of America Federal Credit Union Lincoln, NE	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	6.70
Liquidity Index	6.60
Profitability Index	4.60
Stability Index	3.70

Company Info	Spirit of America Federal Credit Union Lincoln, NE	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4634
Phone Number	(402) 467-1102
Website	www.spiritofamericafcu.org

Asset Quality	Spirit of America Federal Credit Union Lincoln, NE	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-7.17%
5-Year Asset Growth	4.22%
5-Year Charge-Offs to Average Loans	0.12%
Charge-Offs to Average Loans	0.01%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Spirit of America Federal Credit Union Lincoln, NE	Click to Compare	Click to Compare	Click to Compare
Total Assets	55.84M
Total Deposits	50.11M

Capital and Reserves	Spirit of America Federal Credit Union Lincoln, NE	Click to Compare	Click to Compare	Click to Compare
Capital	4.84M
Leverage Ratio	9.18
Loan Loss Reserves to Loans	0.43%

Liquidity	Spirit of America Federal Credit Union Lincoln, NE	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	37.09%

Profitability	Spirit of America Federal Credit Union Lincoln, NE	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.48%
Net Income	440.00K
Net Interest Spread	2.79%
Operating Profit to Average Assets	0.75%
Overhead Efficiency Ratio	75.65%
Return on Assets	0.75%
Return on Equity	9.66%