Magnifi Financial Credit Union

Weiss Ratings	Magnifi Financial Credit Union Melrose, MN	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	7.90
Liquidity Index	2.00
Profitability Index	6.50
Stability Index	5.00

Company Info	Magnifi Financial Credit Union Melrose, MN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4635
Phone Number	(320) 256-3669
Website	www.mymagnifi.org

Asset Quality	Magnifi Financial Credit Union Melrose, MN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	9.99%
5-Year Asset Growth	16.25%
5-Year Charge-Offs to Average Loans	0.06%
Charge-Offs to Average Loans	0.08%
Non-Performing Assets to Assets	0.06%
Non-Performing Loans to Capital	0.54%
Non-Performing Loans to Loans	0.07%

Balance Sheet	Magnifi Financial Credit Union Melrose, MN	Click to Compare	Click to Compare	Click to Compare
Total Assets	2.34B
Total Deposits	1.84B

Capital and Reserves	Magnifi Financial Credit Union Melrose, MN	Click to Compare	Click to Compare	Click to Compare
Capital	240.92M
Leverage Ratio	11.38
Loan Loss Reserves to Loans	1.04%

Liquidity	Magnifi Financial Credit Union Melrose, MN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	20.98%
Liquidity Ratio	10.87%

Profitability	Magnifi Financial Credit Union Melrose, MN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.07%
Net Income	20.09M
Net Interest Spread	3.37%
Operating Profit to Average Assets	1.05%
Overhead Efficiency Ratio	73.45%
Return on Assets	0.90%
Return on Equity	8.85%