Development
| Weiss Ratings |
HarborLight Credit Union
Whitehall, MI |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 4.90 | |||
| Company Info |
HarborLight Credit Union
Whitehall, MI |
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| NCUA Charter Number | 4653 | |||
| Phone Number | (231) 894-5608 | |||
| Website | www.harborlightcu.org | |||
| Asset Quality |
HarborLight Credit Union
Whitehall, MI |
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| 1-Year Asset Growth | -8.85% | |||
| 5-Year Asset Growth | 7.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 2.17% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
HarborLight Credit Union
Whitehall, MI |
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| Total Assets | 154.94M | |||
| Total Deposits | 137.79M | |||
| Capital and Reserves |
HarborLight Credit Union
Whitehall, MI |
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| Capital | 14.60M | |||
| Leverage Ratio | 9.68 | |||
| Loan Loss Reserves to Loans | 0.78% | |||
| Liquidity |
HarborLight Credit Union
Whitehall, MI |
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| Hot Money Ratio | 2.23% | |||
| Liquidity Ratio | 20.42% | |||
| Profitability |
HarborLight Credit Union
Whitehall, MI |
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| 5-Year Return on Average Assets | 0.31% | |||
| Net Income | 1.25M | |||
| Net Interest Spread | 3.43% | |||
| Operating Profit to Average Assets | 0.96% | |||
| Overhead Efficiency Ratio | 79.84% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 9.16% | |||