Development
| Weiss Ratings |
U.P. State Credit Union
Escanaba, MI |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 6.00 | |||
| Company Info |
U.P. State Credit Union
Escanaba, MI |
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| NCUA Charter Number | 4660 | |||
| Phone Number | (906) 786-1146 | |||
| Website | www.upscu.com | |||
| Asset Quality |
U.P. State Credit Union
Escanaba, MI |
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| 1-Year Asset Growth | -7.00% | |||
| 5-Year Asset Growth | 11.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.59% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
U.P. State Credit Union
Escanaba, MI |
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| Total Assets | 134.71M | |||
| Total Deposits | 119.86M | |||
| Capital and Reserves |
U.P. State Credit Union
Escanaba, MI |
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| Capital | 13.39M | |||
| Leverage Ratio | 9.95 | |||
| Loan Loss Reserves to Loans | 0.35% | |||
| Liquidity |
U.P. State Credit Union
Escanaba, MI |
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| Hot Money Ratio | 1.13% | |||
| Liquidity Ratio | 17.42% | |||
| Profitability |
U.P. State Credit Union
Escanaba, MI |
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| 5-Year Return on Average Assets | 0.55% | |||
| Net Income | 1.99M | |||
| Net Interest Spread | 4.81% | |||
| Operating Profit to Average Assets | 1.48% | |||
| Overhead Efficiency Ratio | 70.90% | |||
| Return on Assets | 1.41% | |||
| Return on Equity | 16.05% | |||