Development
A A C Credit Union
| Weiss Ratings |
AAC Credit Union
Grand Rapids, MI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.50 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 5.00 | |||
| Company Info |
AAC Credit Union
Grand Rapids, MI |
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| NCUA Charter Number | 4683 | |||
| Phone Number | (616) 288-0288 | |||
| Website | www.goaac.com | |||
| Asset Quality |
AAC Credit Union
Grand Rapids, MI |
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| 1-Year Asset Growth | -1.99% | |||
| 5-Year Asset Growth | 5.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | 0.21% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 1.55% | |||
| Non-Performing Loans to Loans | 0.54% | |||
| Balance Sheet |
AAC Credit Union
Grand Rapids, MI |
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| Total Assets | 184.17M | |||
| Total Deposits | 138.86M | |||
| Capital and Reserves |
AAC Credit Union
Grand Rapids, MI |
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| Capital | 43.11M | |||
| Leverage Ratio | 23.63 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Liquidity |
AAC Credit Union
Grand Rapids, MI |
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| Hot Money Ratio | 19.38% | |||
| Liquidity Ratio | 20.19% | |||
| Profitability |
AAC Credit Union
Grand Rapids, MI |
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| 5-Year Return on Average Assets | 1.79% | |||
| Net Income | 2.44M | |||
| Net Interest Spread | 3.49% | |||
| Operating Profit to Average Assets | 1.32% | |||
| Overhead Efficiency Ratio | 71.26% | |||
| Return on Assets | 1.30% | |||
| Return on Equity | 5.82% | |||