| Weiss Ratings |
H P C Credit Union
Alpena, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 7.80 | |||
| Company Info |
H P C Credit Union
Alpena, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4685 | |||
| Phone Number | (989) 354-4698 | |||
| Website | www.hpccu.com/ | |||
| Asset Quality |
H P C Credit Union
Alpena, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -3.49% | |||
| 5-Year Asset Growth | 5.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.24% | |||
| Non-Performing Loans to Loans | 0.07% | |||
| Balance Sheet |
H P C Credit Union
Alpena, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 158.02M | |||
| Total Deposits | 136.53M | |||
| Capital and Reserves |
H P C Credit Union
Alpena, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 20.26M | |||
| Leverage Ratio | 12.82 | |||
| Loan Loss Reserves to Loans | 1.47% | |||
| Liquidity |
H P C Credit Union
Alpena, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 6.91% | |||
| Liquidity Ratio | 30.65% | |||
| Profitability |
H P C Credit Union
Alpena, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.54% | |||
| Net Income | 111.00K | |||
| Net Interest Spread | 2.66% | |||
| Operating Profit to Average Assets | 0.21% | |||
| Overhead Efficiency Ratio | 92.37% | |||
| Return on Assets | 0.07% | |||
| Return on Equity | 0.55% | |||
