Development
| Weiss Ratings |
E-Central Credit Union
Pasadena, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 5.70 | |||
| Company Info |
E-Central Credit Union
Pasadena, CA |
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| NCUA Charter Number | 4705 | |||
| Phone Number | (626) 799-6000 | |||
| Website | www.ecentralcu.org | |||
| Asset Quality |
E-Central Credit Union
Pasadena, CA |
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| 1-Year Asset Growth | -5.57% | |||
| 5-Year Asset Growth | 1.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 0.61% | |||
| Non-Performing Loans to Loans | 0.17% | |||
| Balance Sheet |
E-Central Credit Union
Pasadena, CA |
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| Total Assets | 172.45M | |||
| Total Deposits | 132.46M | |||
| Capital and Reserves |
E-Central Credit Union
Pasadena, CA |
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| Capital | 37.63M | |||
| Leverage Ratio | 21.98 | |||
| Loan Loss Reserves to Loans | 0.88% | |||
| Liquidity |
E-Central Credit Union
Pasadena, CA |
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| Hot Money Ratio | 7.79% | |||
| Liquidity Ratio | 21.52% | |||
| Profitability |
E-Central Credit Union
Pasadena, CA |
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| 5-Year Return on Average Assets | 0.45% | |||
| Net Income | 3.77M | |||
| Net Interest Spread | 5.13% | |||
| Operating Profit to Average Assets | 1.91% | |||
| Overhead Efficiency Ratio | 68.64% | |||
| Return on Assets | 2.11% | |||
| Return on Equity | 10.63% | |||