West Michigan Credit Union

Weiss Ratings	West Michigan Credit Union Grand Rapids, MI	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	4.70
Profitability Index	8.70
Stability Index	8.00

Company Info	West Michigan Credit Union Grand Rapids, MI	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4715
Phone Number	(800) 442-4576
Website	www.westmichigancu.com

Asset Quality	West Michigan Credit Union Grand Rapids, MI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-6.86%
5-Year Asset Growth	9.01%
5-Year Charge-Offs to Average Loans	0.21%
Charge-Offs to Average Loans	0.49%
Non-Performing Assets to Assets	0.24%
Non-Performing Loans to Capital	1.29%
Non-Performing Loans to Loans	0.45%

Balance Sheet	West Michigan Credit Union Grand Rapids, MI	Click to Compare	Click to Compare	Click to Compare
Total Assets	253.92M
Total Deposits	205.77M

Capital and Reserves	West Michigan Credit Union Grand Rapids, MI	Click to Compare	Click to Compare	Click to Compare
Capital	46.17M
Leverage Ratio	18.71
Loan Loss Reserves to Loans	0.93%

Liquidity	West Michigan Credit Union Grand Rapids, MI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	4.00%
Liquidity Ratio	28.32%

Profitability	West Michigan Credit Union Grand Rapids, MI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.95%
Net Income	3.13M
Net Interest Spread	3.99%
Operating Profit to Average Assets	1.53%
Overhead Efficiency Ratio	67.39%
Return on Assets	1.18%
Return on Equity	7.02%