Electro Savings Credit Union

Weiss Ratings	Electro Savings Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	1.70
Capitalization Index	3.40
Liquidity Index	3.00
Profitability Index	0.80
Stability Index	0.30

Company Info	Electro Savings Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4775
Phone Number	(314) 434-6470
Website	www.electrosavings.com

Asset Quality	Electro Savings Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-5.63%
5-Year Asset Growth	4.55%
5-Year Charge-Offs to Average Loans	0.50%
Charge-Offs to Average Loans	2.42%
Non-Performing Assets to Assets	2.75%
Non-Performing Loans to Capital	41.07%
Non-Performing Loans to Loans	3.14%

Balance Sheet	Electro Savings Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
Total Assets	210.09M
Total Deposits	192.10M

Capital and Reserves	Electro Savings Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
Capital	10.56M
Leverage Ratio	6.09
Loan Loss Reserves to Loans	2.16%

Liquidity	Electro Savings Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	5.75%
Liquidity Ratio	12.97%

Profitability	Electro Savings Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.14%
Net Income	-4.11M
Net Interest Spread	3.60%
Operating Profit to Average Assets	-0.11%
Overhead Efficiency Ratio	102.47%
Return on Assets	-1.89%
Return on Equity	-33.64%