Service First Federal Credit Union

Weiss Ratings	Service First Federal Credit Union Sioux Falls, SD	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	6.60
Capitalization Index	3.70
Liquidity Index	3.40
Profitability Index	0.90
Stability Index	3.20

Company Info	Service First Federal Credit Union Sioux Falls, SD	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	481
Phone Number	(605) 336-1047
Website	www.servicefirstfcu.org

Asset Quality	Service First Federal Credit Union Sioux Falls, SD	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.70%
5-Year Asset Growth	5.09%
5-Year Charge-Offs to Average Loans	0.69%
Charge-Offs to Average Loans	0.19%
Non-Performing Assets to Assets	0.36%
Non-Performing Loans to Capital	5.63%
Non-Performing Loans to Loans	0.42%

Balance Sheet	Service First Federal Credit Union Sioux Falls, SD	Click to Compare	Click to Compare	Click to Compare
Total Assets	208.98M
Total Deposits	195.92M

Capital and Reserves	Service First Federal Credit Union Sioux Falls, SD	Click to Compare	Click to Compare	Click to Compare
Capital	12.36M
Leverage Ratio	7.92
Loan Loss Reserves to Loans	0.52%

Liquidity	Service First Federal Credit Union Sioux Falls, SD	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	4.81%
Liquidity Ratio	11.99%

Profitability	Service First Federal Credit Union Sioux Falls, SD	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.48%
Net Income	160.00K
Net Interest Spread	3.30%
Operating Profit to Average Assets	0.11%
Overhead Efficiency Ratio	97.60%
Return on Assets	0.08%
Return on Equity	1.45%