Department of Corrections Credit Union
Weiss Ratings
Department of Corrections Credit Union
Baton Rouge, LA
Baton Rouge, LA
Low
Department of Corrections Credit Union
Industry Average
High
Asset Quality Index
10.00
0.00
10.00
Capitalization Index
10.00
0.00
10.00
Liquidity Index
4.70
0.20
9.60
Profitability Index
10.00
0.00
10.00
Stability Index
8.00
0.00
10.00
Asset Quality
Department of Corrections Credit Union
Baton Rouge, LA
Baton Rouge, LA
Low
Department of Corrections Credit Union
Industry Average
High
1-Year Asset Growth
1.56%
< 0.00%
> 10.00%
5-Year Asset Growth
6.13%
< 0.00%
> 20.00%
5-Year Charge-Offs to Average Loans
0.27%
< 0.00%
> 10.00%
Charge-Offs to Average Loans
0.28%
< 0.00%
> 10.00%
Non-Performing Assets to Assets
0.41%
0.00%
> 10.00%
Non-Performing Loans to Capital
1.83%
0.00%
> 20.00%
Non-Performing Loans to Loans
0.62%
0.00%
> 10.00%
Balance Sheet
Department of Corrections Credit Union
Baton Rouge, LA
Baton Rouge, LA
Low
Department of Corrections Credit Union
Industry Average
High
Total Assets
109.12M
< 109.12M
> 972.87M
Total Deposits
84.97M
< 84.97M
> 811.53M
Capital and Reserves
Department of Corrections Credit Union
Baton Rouge, LA
Baton Rouge, LA
Low
Department of Corrections Credit Union
Industry Average
High
Capital
23.50M
< 22.19M
> 88.77M
Leverage Ratio
21.53
0.06
> 30.00
Loan Loss Reserves to Loans
0.99%
0.00%
> 10.00%
Risk-Based Capital Ratio
21.53
< 0.00
> 30.00
Liquidity
Department of Corrections Credit Union
Baton Rouge, LA
Baton Rouge, LA
Low
Department of Corrections Credit Union
Industry Average
High
Hot Money Ratio
6.31%
0.00%
> 20.00%
Liquidity Ratio
38.97%
< 10.00%
> 60.00%
Profitability
Department of Corrections Credit Union
Baton Rouge, LA
Baton Rouge, LA
Low
Department of Corrections Credit Union
Industry Average
High
5-Year Return on Average Assets
1.32%
< 0.00%
> 10.00%
Net Income
2.26M
< 1.64M
> 6.55M
Net Interest Spread
6.62%
< 0.00%
> 10.00%
Operating Profit to Average Assets
2.29%
< 0.00%
> 10.00%
Overhead Efficiency Ratio
72.04%
< 40.00%
> 170.00%
Return on Assets
2.09%
< 0.00%
> 10.00%
Return on Equity
10.11%
< 0.00%
> 20.00%
