Development
North Bay Credit Union
| Weiss Ratings |
North Bay Credit Union
Santa Rosa, CA |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 5.40 | |||
| Company Info |
North Bay Credit Union
Santa Rosa, CA |
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| NCUA Charter Number | 4955 | |||
| Phone Number | (707) 584-0384 | |||
| Website | www.northbaycu.com | |||
| Asset Quality |
North Bay Credit Union
Santa Rosa, CA |
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| 1-Year Asset Growth | 7.47% | |||
| 5-Year Asset Growth | 16.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.80% | |||
| Non-Performing Loans to Capital | 9.72% | |||
| Non-Performing Loans to Loans | 0.96% | |||
| Balance Sheet |
North Bay Credit Union
Santa Rosa, CA |
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| Total Assets | 120.94M | |||
| Total Deposits | 107.08M | |||
| Capital and Reserves |
North Bay Credit Union
Santa Rosa, CA |
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| Capital | 9.67M | |||
| Leverage Ratio | 8.45 | |||
| Loan Loss Reserves to Loans | 0.28% | |||
| Liquidity |
North Bay Credit Union
Santa Rosa, CA |
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| Hot Money Ratio | 26.52% | |||
| Liquidity Ratio | 12.56% | |||
| Profitability |
North Bay Credit Union
Santa Rosa, CA |
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| 5-Year Return on Average Assets | 1.15% | |||
| Net Income | -53.00K | |||
| Net Interest Spread | 4.99% | |||
| Operating Profit to Average Assets | -0.04% | |||
| Overhead Efficiency Ratio | 100.41% | |||
| Return on Assets | -0.05% | |||
| Return on Equity | -0.54% | |||