Development
Kansas City Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.1 has resulted in Very Weak (0.7) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.3 on a scale of 0 to 10).
Other Rating Factors:
A current level of 30.2 percent of nonperforming loans to core capital combined with 2.6 percent from a year earlier contributes to the Weak asset quality (2.8). Weak liquidity 3.0, driven by a liquidity ratio of 16.2 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Home mtgs (48%), consumer loans (19%), other (33%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
5110 Ararat Drive
Kansas City, MO 64129
Kansas City, MO 64129
Phone Number
(816) 861-5700
NCUA Charter Number
Largest Competitors
Kansas City, MO
Kansas City, MO
Kansas City, MO
Kansas City, MO
Kansas City, MO