Development
Holy Rosary Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.5 on a scale of 0 to 10). A current level of 12.2 percent of nonperforming loans to core capital combined with 7.0 percent from a year earlier contributes to the Fair asset quality (5.0).
Other Rating Factors:
Operating profits as a percentage of assets at 3.1%, coupled with a return on assets of 1.6 has resulted in Excellent (9.6) profitability. Good current capitalization (6.5 on a scale of 0 to 10) based on a net capital to total assets of 8.9 and a net worth ratio of 11.9.
Asset Mix:
Consumer loans (39%), home mtgs (18%), other (43%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
533 Campbell Street
Kansas City, MO 64106
Kansas City, MO 64106
Phone Number
(816) 221-2734
NCUA Charter Number
Website
Largest Competitors
Kansas City, MO
Kansas City, MO
Kansas City, MO
Kansas City, MO
Kansas City, MO