Development
| Weiss Ratings |
Jefferson Credit Union
Hoover, AL |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 3.60 | |||
| Company Info |
Jefferson Credit Union
Hoover, AL |
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| NCUA Charter Number | 5042 | |||
| Phone Number | (205) 444-4528 | |||
| Website | jeffersoncreditunion.org/ | |||
| Asset Quality |
Jefferson Credit Union
Hoover, AL |
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| 1-Year Asset Growth | -5.72% | |||
| 5-Year Asset Growth | 2.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.97% | |||
| Charge-Offs to Average Loans | 0.90% | |||
| Non-Performing Assets to Assets | 0.78% | |||
| Non-Performing Loans to Capital | 7.93% | |||
| Non-Performing Loans to Loans | 1.27% | |||
| Balance Sheet |
Jefferson Credit Union
Hoover, AL |
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| Total Assets | 74.21M | |||
| Total Deposits | 66.99M | |||
| Capital and Reserves |
Jefferson Credit Union
Hoover, AL |
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| Capital | 6.53M | |||
| Leverage Ratio | 10.85 | |||
| Loan Loss Reserves to Loans | 1.67% | |||
| Liquidity |
Jefferson Credit Union
Hoover, AL |
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| Hot Money Ratio | 8.57% | |||
| Liquidity Ratio | 10.81% | |||
| Profitability |
Jefferson Credit Union
Hoover, AL |
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| 5-Year Return on Average Assets | 0.38% | |||
| Net Income | 18.00K | |||
| Net Interest Spread | 4.57% | |||
| Operating Profit to Average Assets | 0.91% | |||
| Overhead Efficiency Ratio | 90.78% | |||
| Return on Assets | 0.02% | |||
| Return on Equity | 0.30% | |||