Western Division Federal Credit Union

Weiss Ratings	Western Division Federal Credit Union Williamsville, NY	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	3.80
Profitability Index	2.70
Stability Index	8.60

Company Info	Western Division Federal Credit Union Williamsville, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5065
Phone Number	(716) 632-9328
Website	www.westerndivision.org/

Asset Quality	Western Division Federal Credit Union Williamsville, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	8.84%
5-Year Asset Growth	7.17%
5-Year Charge-Offs to Average Loans	0.03%
Charge-Offs to Average Loans	0.11%
Non-Performing Assets to Assets	0.02%
Non-Performing Loans to Capital	0.18%
Non-Performing Loans to Loans	0.03%

Balance Sheet	Western Division Federal Credit Union Williamsville, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	196.76M
Total Deposits	162.79M

Capital and Reserves	Western Division Federal Credit Union Williamsville, NY	Click to Compare	Click to Compare	Click to Compare
Capital	27.32M
Leverage Ratio	13.89
Loan Loss Reserves to Loans	0.22%

Liquidity	Western Division Federal Credit Union Williamsville, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	10.04%
Liquidity Ratio	15.32%

Profitability	Western Division Federal Credit Union Williamsville, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.64%
Net Income	1.03M
Net Interest Spread	2.92%
Operating Profit to Average Assets	0.69%
Overhead Efficiency Ratio	77.56%
Return on Assets	0.54%
Return on Equity	3.80%