Development
B
Worcester Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Worcester Credit Union
Worcester, MA
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Rating B
Asset Quality Index 7.20
Capitalization Index 5.70
Liquidity Index 3.70
Profitability Index 5.40
Stability Index 4.30
Company Info Worcester Credit Union
Worcester, MA
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NCUA Charter Number 5106
Phone Number (508) 853-9966
Website www.worcestercu.com
Asset Quality Worcester Credit Union
Worcester, MA
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1-Year Asset Growth -5.16%
5-Year Asset Growth 4.22%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 5.00%
Non-Performing Loans to Loans 0.69%
Balance Sheet Worcester Credit Union
Worcester, MA
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Total Assets 99.16M
Total Deposits 90.12M
Capital and Reserves Worcester Credit Union
Worcester, MA
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Capital 7.98M
Leverage Ratio 10.66
Loan Loss Reserves to Loans 0.47%
Liquidity Worcester Credit Union
Worcester, MA
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Hot Money Ratio 7.00%
Liquidity Ratio 21.38%
Profitability Worcester Credit Union
Worcester, MA
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5-Year Return on Average Assets 0.43%
Net Income 759.00K
Net Interest Spread 4.04%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 79.38%
Return on Assets 0.74%
Return on Equity 10.44%