Development
C
Postal & Community Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Postal & Community Credit Union
Saint Joseph, MO
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Rating C
Asset Quality Index 5.60
Capitalization Index 6.60
Liquidity Index 3.70
Profitability Index 6.70
Stability Index 4.60
Company Info Postal & Community Credit Union
Saint Joseph, MO
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NCUA Charter Number 5107
Phone Number (816) 279-5656
Website www.yourpccu.org/
Asset Quality Postal & Community Credit Union
Saint Joseph, MO
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1-Year Asset Growth 4.38%
5-Year Asset Growth 7.81%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.52%
Non-Performing Loans to Capital 5.57%
Non-Performing Loans to Loans 0.70%
Balance Sheet Postal & Community Credit Union
Saint Joseph, MO
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Total Assets 77.24M
Total Deposits 70.12M
Capital and Reserves Postal & Community Credit Union
Saint Joseph, MO
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Capital 6.97M
Leverage Ratio 9.10
Loan Loss Reserves to Loans 0.35%
Liquidity Postal & Community Credit Union
Saint Joseph, MO
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Hot Money Ratio 11.84%
Liquidity Ratio 16.95%
Profitability Postal & Community Credit Union
Saint Joseph, MO
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5-Year Return on Average Assets 0.77%
Net Income 708.00K
Net Interest Spread 3.32%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 71.26%
Return on Assets 0.92%
Return on Equity 10.67%