Development
| Weiss Ratings |
Valley Credit Union
Salem, OR |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 5.70 | |||
| Company Info |
Valley Credit Union
Salem, OR |
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| NCUA Charter Number | 5109 | |||
| Phone Number | (503) 364-7999 | |||
| Website | www.valleycu.org | |||
| Asset Quality |
Valley Credit Union
Salem, OR |
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| 1-Year Asset Growth | 8.24% | |||
| 5-Year Asset Growth | 8.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.65% | |||
| Non-Performing Assets to Assets | 1.63% | |||
| Non-Performing Loans to Capital | 13.14% | |||
| Non-Performing Loans to Loans | 2.02% | |||
| Balance Sheet |
Valley Credit Union
Salem, OR |
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| Total Assets | 109.48M | |||
| Total Deposits | 92.54M | |||
| Capital and Reserves |
Valley Credit Union
Salem, OR |
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| Capital | 12.70M | |||
| Leverage Ratio | 12.75 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Liquidity |
Valley Credit Union
Salem, OR |
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| Hot Money Ratio | 19.50% | |||
| Liquidity Ratio | 5.61% | |||
| Profitability |
Valley Credit Union
Salem, OR |
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| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 807.00K | |||
| Net Interest Spread | 4.18% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 71.10% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 6.64% | |||