Magnolia Federal Credit Union

Weiss Ratings	Magnolia Federal Credit Union Jackson, MS	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	7.90
Capitalization Index	10.00
Liquidity Index	3.70
Profitability Index	10.00
Stability Index	7.00

Company Info	Magnolia Federal Credit Union Jackson, MS	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	520
Phone Number	(601) 977-8300
Website	www.magfedcu.org

Asset Quality	Magnolia Federal Credit Union Jackson, MS	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-5.01%
5-Year Asset Growth	3.29%
5-Year Charge-Offs to Average Loans	1.84%
Charge-Offs to Average Loans	1.26%
Non-Performing Assets to Assets	0.79%
Non-Performing Loans to Capital	3.71%
Non-Performing Loans to Loans	1.00%

Balance Sheet	Magnolia Federal Credit Union Jackson, MS	Click to Compare	Click to Compare	Click to Compare
Total Assets	154.15M
Total Deposits	121.43M

Capital and Reserves	Magnolia Federal Credit Union Jackson, MS	Click to Compare	Click to Compare	Click to Compare
Capital	31.07M
Leverage Ratio	20.72
Loan Loss Reserves to Loans	1.45%

Liquidity	Magnolia Federal Credit Union Jackson, MS	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	1.85%
Liquidity Ratio	25.18%

Profitability	Magnolia Federal Credit Union Jackson, MS	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.11%
Net Income	4.22M
Net Interest Spread	7.01%
Operating Profit to Average Assets	3.63%
Overhead Efficiency Ratio	56.81%
Return on Assets	2.64%
Return on Equity	14.52%