Alabama State Employees Credit Union

Weiss Ratings	Alabama State Employees Credit Union Montgomery, AL	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.50
Capitalization Index	8.20
Liquidity Index	3.00
Profitability Index	7.90
Stability Index	6.00

Company Info	Alabama State Employees Credit Union Montgomery, AL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5202
Phone Number	(334) 270-9011
Website	www.yourasecu.com

Asset Quality	Alabama State Employees Credit Union Montgomery, AL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-4.62%
5-Year Asset Growth	6.23%
5-Year Charge-Offs to Average Loans	0.86%
Charge-Offs to Average Loans	0.61%
Non-Performing Assets to Assets	0.30%
Non-Performing Loans to Capital	2.82%
Non-Performing Loans to Loans	0.34%

Balance Sheet	Alabama State Employees Credit Union Montgomery, AL	Click to Compare	Click to Compare	Click to Compare
Total Assets	398.31M
Total Deposits	356.32M

Capital and Reserves	Alabama State Employees Credit Union Montgomery, AL	Click to Compare	Click to Compare	Click to Compare
Capital	38.90M
Leverage Ratio	11.96
Loan Loss Reserves to Loans	0.88%

Liquidity	Alabama State Employees Credit Union Montgomery, AL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	3.19%
Liquidity Ratio	10.67%

Profitability	Alabama State Employees Credit Union Montgomery, AL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.64%
Net Income	3.94M
Net Interest Spread	4.53%
Operating Profit to Average Assets	1.30%
Overhead Efficiency Ratio	76.80%
Return on Assets	0.96%
Return on Equity	10.96%