River Community Credit Union

Weiss Ratings	River Community Credit Union Ottumwa, IA	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.70
Capitalization Index	10.00
Liquidity Index	3.70
Profitability Index	6.80
Stability Index	6.30

Company Info	River Community Credit Union Ottumwa, IA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5275
Phone Number	(641) 684-6302
Website	www.rivercommunitycu.org

Asset Quality	River Community Credit Union Ottumwa, IA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	12.41%
5-Year Asset Growth	8.56%
5-Year Charge-Offs to Average Loans	0.20%
Charge-Offs to Average Loans	0.23%
Non-Performing Assets to Assets	0.19%
Non-Performing Loans to Capital	1.43%
Non-Performing Loans to Loans	0.26%

Balance Sheet	River Community Credit Union Ottumwa, IA	Click to Compare	Click to Compare	Click to Compare
Total Assets	28.90M
Total Deposits	24.75M

Capital and Reserves	River Community Credit Union Ottumwa, IA	Click to Compare	Click to Compare	Click to Compare
Capital	3.85M
Leverage Ratio	13.32
Loan Loss Reserves to Loans	0.24%

Liquidity	River Community Credit Union Ottumwa, IA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	15.60%
Liquidity Ratio	29.41%

Profitability	River Community Credit Union Ottumwa, IA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.83%
Net Income	304.00K
Net Interest Spread	3.69%
Operating Profit to Average Assets	1.08%
Overhead Efficiency Ratio	71.90%
Return on Assets	1.08%
Return on Equity	8.21%