Development
| Weiss Ratings |
Area Federal Credit Union
Aberdeen, SD |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 9.30 | |||
| Company Info |
Area Federal Credit Union
Aberdeen, SD |
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| NCUA Charter Number | 532 | |||
| Phone Number | (605) 225-2488 | |||
| Website | www.areafcu.org | |||
| Asset Quality |
Area Federal Credit Union
Aberdeen, SD |
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| 1-Year Asset Growth | -4.93% | |||
| 5-Year Asset Growth | 5.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.49% | |||
| Non-Performing Loans to Capital | 3.12% | |||
| Non-Performing Loans to Loans | 0.74% | |||
| Balance Sheet |
Area Federal Credit Union
Aberdeen, SD |
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| Total Assets | 172.63M | |||
| Total Deposits | 143.96M | |||
| Capital and Reserves |
Area Federal Credit Union
Aberdeen, SD |
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| Capital | 26.86M | |||
| Leverage Ratio | 16.32 | |||
| Loan Loss Reserves to Loans | 0.24% | |||
| Liquidity |
Area Federal Credit Union
Aberdeen, SD |
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| Hot Money Ratio | 11.53% | |||
| Liquidity Ratio | 36.22% | |||
| Profitability |
Area Federal Credit Union
Aberdeen, SD |
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| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 2.66M | |||
| Net Interest Spread | 4.15% | |||
| Operating Profit to Average Assets | 1.63% | |||
| Overhead Efficiency Ratio | 61.28% | |||
| Return on Assets | 1.52% | |||
| Return on Equity | 10.39% | |||