Local Development
C
eCO Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings eCO Credit Union
Birmingham, AL
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Rating C
Asset Quality Index 6.00
Capitalization Index 3.80
Liquidity Index 4.40
Profitability Index 5.40
Stability Index 3.90
Company Info eCO Credit Union
Birmingham, AL
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NCUA Charter Number 5348
Phone Number (205) 226-3900
Website www.ecocu.org
Asset Quality eCO Credit Union
Birmingham, AL
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1-Year Asset Growth 7.99%
5-Year Asset Growth 7.29%
5-Year Charge-Offs to Average Loans 0.56%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 10.94%
Non-Performing Loans to Loans 1.09%
Balance Sheet eCO Credit Union
Birmingham, AL
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Total Assets 201.05M
Total Deposits 174.22M
Capital and Reserves eCO Credit Union
Birmingham, AL
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Capital 9.05M
Leverage Ratio 10.86
Loan Loss Reserves to Loans 0.48%
Liquidity eCO Credit Union
Birmingham, AL
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Hot Money Ratio 2.32%
Liquidity Ratio 14.45%
Profitability eCO Credit Union
Birmingham, AL
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5-Year Return on Average Assets 0.66%
Net Income 1.51M
Net Interest Spread 3.25%
Operating Profit to Average Assets 0.83%
Overhead Efficiency Ratio 78.28%
Return on Assets 0.78%
Return on Equity 20.49%
Weiss Ratings