Development
| Weiss Ratings |
American 1 Credit Union
Jackson, MI |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 9.10 | |||
| Company Info |
American 1 Credit Union
Jackson, MI |
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| NCUA Charter Number | 5371 | |||
| Phone Number | (888) 213-2848 | |||
| Website | www.american1cu.org | |||
| Asset Quality |
American 1 Credit Union
Jackson, MI |
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| 1-Year Asset Growth | 16.65% | |||
| 5-Year Asset Growth | 13.19% | |||
| 5-Year Charge-Offs to Average Loans | 1.42% | |||
| Charge-Offs to Average Loans | 1.77% | |||
| Non-Performing Assets to Assets | 1.26% | |||
| Non-Performing Loans to Capital | 8.07% | |||
| Non-Performing Loans to Loans | 1.87% | |||
| Balance Sheet |
American 1 Credit Union
Jackson, MI |
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| Total Assets | 683.63M | |||
| Total Deposits | 570.85M | |||
| Capital and Reserves |
American 1 Credit Union
Jackson, MI |
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| Capital | 92.31M | |||
| Leverage Ratio | 14.22 | |||
| Loan Loss Reserves to Loans | 3.24% | |||
| Liquidity |
American 1 Credit Union
Jackson, MI |
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| Hot Money Ratio | 17.26% | |||
| Liquidity Ratio | 38.79% | |||
| Profitability |
American 1 Credit Union
Jackson, MI |
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| 5-Year Return on Average Assets | 1.29% | |||
| Net Income | 8.90M | |||
| Net Interest Spread | 6.82% | |||
| Operating Profit to Average Assets | 2.83% | |||
| Overhead Efficiency Ratio | 64.58% | |||
| Return on Assets | 1.42% | |||
| Return on Equity | 10.09% | |||