Winston-Salem Federal Credit Union

Weiss Ratings	Winston-Salem Federal Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.10
Capitalization Index	9.10
Liquidity Index	6.70
Profitability Index	2.70
Stability Index	3.40

Company Info	Winston-Salem Federal Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5486
Phone Number	(336) 727-2663
Website	www.mywsfcu.org

Asset Quality	Winston-Salem Federal Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-7.39%
5-Year Asset Growth	0.33%
5-Year Charge-Offs to Average Loans	1.44%
Charge-Offs to Average Loans	1.64%
Non-Performing Assets to Assets	0.61%
Non-Performing Loans to Capital	5.23%
Non-Performing Loans to Loans	1.61%

Balance Sheet	Winston-Salem Federal Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Total Assets	59.61M
Total Deposits	51.81M

Capital and Reserves	Winston-Salem Federal Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Capital	6.49M
Leverage Ratio	12.80
Loan Loss Reserves to Loans	2.33%

Liquidity	Winston-Salem Federal Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	7.93%
Liquidity Ratio	55.46%

Profitability	Winston-Salem Federal Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.30%
Net Income	-53.00K
Net Interest Spread	7.09%
Operating Profit to Average Assets	0.39%
Overhead Efficiency Ratio	90.94%
Return on Assets	-0.09%
Return on Equity	-0.82%