Emergency Responders Credit Union

Weiss Ratings	Emergency Responders Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	1.60
Capitalization Index	9.20
Liquidity Index	1.90
Profitability Index	1.50
Stability Index	6.00

Company Info	Emergency Responders Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5499
Phone Number	(336) 723-0619
Website	www.emrspcu.com

Asset Quality	Emergency Responders Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.19%
5-Year Asset Growth	7.44%
5-Year Charge-Offs to Average Loans	0.26%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	3.10%
Non-Performing Loans to Capital	27.33%
Non-Performing Loans to Loans	3.49%

Balance Sheet	Emergency Responders Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Total Assets	30.04M
Total Deposits	25.38M

Capital and Reserves	Emergency Responders Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Capital	3.31M
Leverage Ratio	11.02
Loan Loss Reserves to Loans	0.36%

Liquidity	Emergency Responders Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	10.60%
Liquidity Ratio	10.03%

Profitability	Emergency Responders Credit Union Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.59%
Net Income	182.00K
Net Interest Spread	3.96%
Operating Profit to Average Assets	0.39%
Overhead Efficiency Ratio	91.31%
Return on Assets	0.62%
Return on Equity	5.51%